Bismillahirahmannirahim..
WHAT IS ZAKAH?
Zakah is an obligatory form of "charity" expected from every Muslim individual. Zakat can be defined as that portion of a man's wealth which is designated for the poor. The term is derived from the Arabic verbal root meaning to increase, to purify, and to bless. "Take Sadaqah from their property in order to purify and sanctify them" (Al-Quran 9:103)
It refers to the purification of a Muslim's wealth and soul. To "purify" is to purify them from the faults of stinginess, greed and meanness, and lack of remorse towards the needy, and other similar depravities.
"Zakat is for the poor, and the needy and those who are employed to administer and collect it, and the new converts, and for those who are in bondage, and in debt and service of the cause of Allah, and for the wayfarers, a duty ordained by Allah, and Allah is the All-Knowing, the Wise". At Taubah 9: 60
BENEFITS OF ZAKAT
Zakat is for the welfare of the unprivileged and establishes a society on a humanitarian ground. Zakat also purifies the heart of the recipient from jealousy and hatred toward those who are wealthy in the material sense. Zakat also purifies his heart from selfishness and greed for wealth and is an essential element in attaining mutual love, cooperation, and solidarity among members of Moslem society.
The Messenger of Allah (saws) said: "He who discharges Zakah of his property, his sins shall leave him."
“The parable of those who spend their substance in the way of Allah is that of a grain of corn; it grows seven ears and each ear has a hundred grain. Allah gives manifold increase to whom he pleases.” (2:26)
In the above verse 2:26, Allah has promised that He will repay hundred fold in the hereafter what a believer spent in the way of Allah.
THE NISAAB (Minimum ‘Zakatable’ Income)
The Nisaab is defined as the minimum wealth that one must hold for one year, at the end of which Zakat is payable. The Nisaab of gold is three ounces or about 85 grams of pure gold and of silver is 596 grams of pure silver (Equivalent to $220). All Muslims (minor or adult) with a set minimum level of income and assets are expected to pay Zakat of at least 2.5%.
TYPES OF ZAKAH
1. ZAKAH ON BUSINESS (URAD AL TIJARAH)
In this context, business refers to any form of trading activity that generates income (i.e. Buying and selling, for the sake of profit e.g. foodstuffs, furniture, animals, land, etc). Anyone who owns a business with a minimum working capital (Stock and Cash) of $220 must pay Zakat.
Formula: 2.5% x [(Current Assets - Current Liabilities)
2. ZAKAH ON RENTAL INCOME (Annual collection exceeding $220)
Formula: 2.5% x [Total Annual Rental Revenue - Rental Expenses]
3. ZAKAT ON AGRICULTURAL PRODUCE
Zakah On Agriculture Is Due Upon Each Harvest If It Is Equal To 2 Wasq (A Measure That’s Equal To 653 Kg).
Zakat is payable on all agricultural produce including fruits, commercially grown flowers, vegetables and all types of grains at the time of harvest itself. The Zakat levy on the agricultural produce varies according to the way the land is irrigated.
a) The Zakat is 10% of the land produce if the land is irrigated by streams, rivers (running water) or rainfall (without human effort).
b) The Zakat is 5% of the land produce if the land is irrigated by wells (or by artificial canal systems, tank water or bore well and open well) There is no deduction out of this on any account.
c) For crops dependent partly on rain water and partly on other water (Irrigation) , the Zakat applicable would be 7.5% of produce.
4. ZAKAH ON PERSONAL INCOME (e.g. SALARY)
In this context, personal income refers to the salary/wages, commissions, allowances, bonuses and monetary gifts earned by a zakah payer through permissible (halal) activities.
Zakat is payable When the total annual salary (i.e. salary per month multiplied by 12 months) earned by an individual is equal or more than $220
Formula: 2.5% x [Total Salary for the Year + Any Other Income/allowances]
Narrated 'Abdullah: The Prophet said, "Who among you considers the wealth of his heirs dearer to him than his own wealth?" They replied, "O Allah's Apostle! There is none among us but loves his own wealth more." The Prophet said, "So his wealth is whatever he spends (in Allah's Cause) during his life (on good deeds) while the wealth of his heirs is whatever he leaves after his death."
5. ZAKAT ON ANIMALS:
Goats and Sheep
Up to 39 Goats/Sheep=No Zakat
From 40 to 120 Goats/Sheep=1 goat
From 121 to 200 Goats/Sheep=2 goats
From 201 to 300 Goats/Sheep=3 goats
Thereafter 300 on 1 goat for each 100 Goats/Sheep
Cows and Oxen
Up to 29 cows= No Zakat
From 30 to 39 cows=1 one-year-old male or female calf..
From 40 to 59 cows =1 two-year-old male or female
From 60 to 69 cows =2 one-year-old male or female
From 70 to 79 cows =1 one-year-old and 1 two-year-old male or female
From 80 to 89 cows =2 two-year-old male or female
From 90 to 99 cows =3 one-year-old male or female
From 100 to 109 cows =1 two-year-old male or female
From 110 to 119 cows =2 two-year and 1 one-year-old male or female
From 120 to 129 cows =3 two-year-old or 4 one-year-old male or female
Thereafter 130 on: 1 one-year-old for each 30 or 1 two-year-old for each 40.
Please Note:
· The person who owns different types of wealth e.g. animals, commercial goods and gold and silver must give Zakat on each category of wealth separately.
· Zakat must be given in kind, that is, if one’s wealth is in cattle, one must pay in cattle rather than their equivalent in money;
· Items of everyday use which are not meant for trade, such as household utensil, clothes; tools and machinery used for further production or business operation, and animals used in agriculture are not Zakatable
WHERE SHOULD ONE PAY HIS ZAKAT?
Zakat can be paid at the mosque near you so the mosque committee or the Imaam can distribute it to the poor and needy that are entitled to get it. You can also give it to any Reputable Muslim Charitable Organizations of your choice.
Please Also Note: A Muslim’s primary responsibility is to pay the Zakat, not to supervise how it is spent. Refusal to pay the Zakat for fear of it being misappropriated is punishable by Allah as indicated below.
PUNISHMENT FOR THOSE WHO REFUSE TO PAY ZAKAT?
Allah (The Glorified and the Exalted) has strongly warned those who are negligent in the fulfillment of these duties. Thus He said, "Those who hoard up treasures of gold and silver and spend them not in the way of Allah; give them the news of a painful punishment, on the Day when that (wealth) will be heated in the Fire of Hell and with it will be branded their forehead, their sides, and their backs, (and it will be said to them:) 'This is the treasure which you hoarded for yourselves. Now taste of what you used to hoard.'" [Al-Quran 9:34-35]
'Let not those who are miserly with what God has given them of His bounty think that this is good for them. Rather, it is bad for them. That which they withhold shall be hung around their necks on the Day of Arising.' [Al-Quran 3:180]
Further, At-Tabarani relates, on the authority of 'Ali, that the Prophet (PBUH) said: "Allah has enjoined upon rich Muslims a due to be taken from their properties corresponding to the needs of the poor among them. The poor will never suffer from starvation or lack of clothes unless the rich neglect their due. If they do, Allah will surely hold them accountable and punish them severely." (Related by At-Tabarani in Al-'Aswat and as-Saghir).
TO SAVE MUSLIMS FROM THESE PUNISHMENTS
Forward this to All Muslims You Know
Abu Mas'ud 'Uqba ibn 'Amr al-Ansari al-Badri reported that the Messenger of Allah, (PBUH), said, "Anyone who shows the way to something good has the same reward as the person who does it." [Muslim]
E.g. if you encourage someone to go for Salah, or pay Zakat and the person actually goes ahead and prays or pays Zakat, Allah will reward him for the good deeds and at the same time give you (the one that encouraged them to do good) an equal reward as he has given them- without decreasing what he gave them.
So Encourage Other To Do Good And Refrain From Bad Deeds.
UNTUK TEMAN-TEMAN BLOGGERS YG MELAWAT BLOG INI, TINGGALKANLAH SEPATAH DUA KOMEN UNTUK DIJADIKAN PERINGATAN AGAR AKU X TERLUPA UNTUK MELAWAT BLOG KALIAN KEMBALI.. INSYA ALLAH. I LOVE YOU FULL.. HA..HA..HA..HA..
Bismillahir-Rahmanir-Rahim..
Assalamualaikum... Kepada para pengunjung. Tujuan blog ini di wujudkan adalah untuk berkongsi ilmu dan maklumat. Posting-posting dari blog ini tidak terbatas pada satu-satu bab. Ia lebih kepada mengikut citarasa hamba sendiri. Harap maaf jika tidak memenuhi kehendak jiwa serta keselesaan para pengunjung yang berlainan idealogi. Namun hamba tetap menyediakan berbagai label infomasi ( scroll down pada sidebar dibawah dan lihat pada "LABEL" ) untuk dimanfaatkan bersama. Semoga dapat memberi manfaat pada kita semua insyaAllah. wassalam.
1 comments:
To all muslim, dont forget to pay zakat.. otherwise you have no right to wear a new cloths during hari raya.. heee :)
* take note will you?..
Post a Comment